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Fără un buget nu poţi să faci faţă crizei economice de Crăciun
Lecţia numărul 1 în a avea mai mulţi bani este să-ţi faci un buget: cât ai, cât cheltui, cât rămân. Fă o listă cu ce ai cumpărat anul trecut şi cât ai cheltuit, apoi gândeşte-te dacă mai ai puterea să acoperi respectiva sumă. Dacă răspunsul este NU, este cazul să vezi de unde ai mai putea reduce cheltuielile. Odată ce ţi-ai stabilit bugetul, ţine-te cu dinţii de el, nu te lăsa păcălit de nici o ofertă specială, de nici un plânset al copilului.
Citeşte mai mult pe sfatulparintilor.ro
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