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1. Dificultăţi financiare
E adevărat, Crăciunul îţi poate da peste cap bugetul: cadouri, alimente pentru masa de Crăciun etc. Înainte de a face orice cheltuială, fă o listă cu ceea ce îţi trebuie şi stabileşte un buget realist pentru fiecare lucru pe care intenţionezi să-l cumperi. Dacă vezi că suma este mai mare decât îţi poţi permite, începe să ajustezi. Poţi începe prin a face cadouri home-made sau să faci cadouri comune (obiecte care pot fi de folos pentru întreaga familie şi nu doar pentru fiecare membru în parte).
Citeşte mai mult pe sfatulparintilor.ro
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