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Hackerii au folosit cartele prepay pentru a creea o reţea de call center care imita roboţii băncilor.
Ulterior, clienţii americani primeau un telefon sau un mesaj prin care li se cerea să apeleze un număr la care erau rugaţi să ofere informaţii confidenţiale, pentru că au fost identificate anumite probleme la conturile lor bancare. Astfel, clienţii băncilor furnizau toate datele personale, inclusiv cele ale cardului sau ale asigurării sociale.
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