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Asadar, iata patru modalitati usoare de alcatuire a bugetului familiei.
Metoda 50-30-20
Este perfecta pentru persoanele care au un venit fix insa nu reusesc niciodata sa economiseasca.
Asadar banii se impart astfel:
50% pentru cheltuielile lunare de baza (facturi, intretinere, alimente etc);
30% pentru lucrurile necesare insa mai putin importante (cablu tv, internet, haine etc);
20% pentru viitor (economii, cheltuieli neasteptate, cadouri etc).
Citeste continuarea pe SFATULPARINTILOR. RO.
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